Expected closing costs

There are certain ordinary expenses related to closing the sale of a home. These costs are usually divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Oklahoma to help lead you through your deal.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a property in Moore, you will get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within an acceptable range so you're not shocked when you reach the closing table. I'll be happy to look over the estimate with you, answering your questions and highlighting any estimates that seem questionable.

Don't forget to factor in closing costs when considering a home sale or purchase. Realty Experts Inc is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 405-417-7070 if your needs include a real estate pro ready for the business side of buying and selling.

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